Verify yours eligibility :-) To ensure that you are eligible to claim on your PF account amount. Generally, you can claim your PF under the following circumstances:
a. Retirement (superannuation or after reaching the age of 58)
b. Resignation from your job (after two months of unemployment)
c. Termination or layoff
d. Migration abroad permanently or for at least two years
e. Medical reasons or physical incapacity
f. Marriage or higher education of yourself, children, or siblings
g. Construction or purchase of a house
h. Closure of the company or retrenchment
i. Death (in the case of the nominee/legal heir)
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UAN(Universal Account Number) Details need to login your account. You can find your UAN on your payslip or you can obtain it from your employer.
Check your PF balance: You can check your PF balance by logging into the EPFO portal using your UAN and password. This will give you an idea of the amount you are eligible to claim.
Fill out the required forms: The type of claim form you need to submit depends on the reason for withdrawal. Commonly used forms are:
a. Form 19 - For final PF settlement (for individuals who are not currently employed)
b. Form 10C - For Pension withdrawal (if eligible)
c. Form 31 - For partial withdrawal (for specific purposes like marriage, education, medical treatment, house purchase, etc.)
Submit the forms: Once you have filled out the appropriate form(s), submit them to your employer for attestation (if employed). If you are no longer employed, you can directly submit the forms to the nearest EPFO office or online through the EPFO portal.
Supporting documents: Along with the claim form, you may need to submit supporting documents depending on the reason for withdrawal. For example, if you are claiming for medical treatment, you will need to provide medical certificates and bills.
Verification and processing: Your application will be verified by the EPFO, and once approved, the PF amount will be transferred to your bank account.
Note: The process of PF withdrawal has been moving towards digitization, so it is recommended to check the latest guidelines and procedures on the official EPFO portal or contact your employer or the nearest EPFO office for specific instructions and updates.
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